Be Your Own Bank! 

Do not wait, This maybe the most important video of your LIFE!

"We do not want you to sell, Just share and we will help you get your three and build your team. Becuase when you and your team win we all win"

Be Your Own Bank

Discover how you can strategically partner with us by employing an innovative SmartWallet that leverages artificial intelligence, the promise of blockchain and cooperative funding to create your own personal bank worldwide.

Are you ready to earn daily residual cashflow the S.M.A.R.T. way? 

It's as simple as getting on an escalator.

We are a privately run fintech cooperative responsible for the global expansion of a disruptive decentralized digital wallet network. Smarter Than Money members cooperatively control, leverage and receive passive residual cashflow through the coordinated adoption and expansion of the world's first artificial intelligent smartwallet.

It is a Member-to-Member (M2M) Ethereum blockchain wallet designed for the people by the people but with a 21st century twist. It is the first blockchain wallet purposely designed to passively automate predictable yet scalable residual cashflow for its subscribers. Yes, you read that right. It is rooted in exact science. That makes it the perfect solution to the repetitive and relentless time for money trap that many individuals, families, charities, small businesses, and non-profits find themselves in order to meet their financial obligations.

In addition to our members receiving escalating residual cashflow, an NFT with digital ownership rights to The Your Wallet are also issued to our members to align their own personal incentives with the vision and growth of our global network. This could lead us to becoming the world's widest distributed digital asset ever.


Our protocol is an exact science. We are not an investment platform so there is absolutely zero gambling of your money. The Cooperative Wallet employs artificial intelligence, the promise of blockchain and cooperative funding to create a private member-owned global "bank". STM Members are handsomely rewarded and receive tremendous benefits from the deliberate expansion of this exciting financial infrastructure of the future. 

We will demonstrate how completing our two S.M.A.R.T. (Specific-Measurable-Attainable-Relevant-Timely) steps, just one time, can have you passively generating the residual cashflow you desire to meet your most important personal, business or charitable affairs with mathematical certainty and precision. 

We believe that our decentralised Cooperative Wallet will do something only dreamed of in the past: to democratise finance and intelligently show people worldwide how to "put their money to work for them."

Get Back To The Person That Invited You Here....... ASAP!


Anyone can. The Cooperative is controlled by its active members and not by shareholders. It consists of people from various walks of life and industries, including: 

Real Estate Brokers & Agents 

Medical Professionals 

Small Business Owners 







Stay at home parents 


All seeking necessary recurring cashflow for their specific needs. The best part is no special skillset is required. Just your ability to execute our S.M.A.R.T. two-step process, one time, that can result in predictable residual cashflow for a lifetime. Sounds too good to be true? No worries, we even prove the exact science to you with an actual demonstration to make your decision a no brainer.

We invite you to check us out. Watch our short yet comprehensive Strategic Partnership video above. Then simply get back to who invited you with your Name, Email & Cell Phone# 

Get Back To The Person That Invited You Here....... ASAP!

Be sure to listen to audio below!